The Repercussions of Not Buying Travel Insurance

Planning a trip involves a lot of excitement as well as a lot of planning and you don’t want to spoil the fun by falling into any trouble whatsoever. Travelling allows you to explore new places and expose yourself to different cultures, etc. No matter whom you are travelling with, your family, friends, or alone, you would want it to be a trip to remember.

Firstly, as you are going to be away from your hometown, you would not want to bump into anything that causes you inconvenience. Therefore, to safeguard yourself from unforeseen situations, you must opt for a travel insurance plan. When it comes to travel insurance, there are a plethora of policies to choose from i.e. single-trip, multi-trip, adventure, business, leisure, international, student, domestic, travel insurance for senior citizens, etc. The choice is endless so the kind of policy you wish to purchase is entirely up to you.

Wondering what all is generally covered under a travel insurance plan?

  • Delay in flights
  • Loss of documents
  • Loss of baggage
  • Theft of personal belongings or documents
  • Missed flights
  • Cancelled flight
  • Medical emergencies
  • Injury caused due to accident, or death

Consequences of not buying travel Insurance

  1. No personal accident cover benefit

If there is a road accident that results in permanent disability or death, then the assured amount will be offered to you or your nominee. However, if you don’t have a travel plan, you will miss out on this benefit.

  1. Mortal remains won’t be taken care of

In the case of death, the expenses for returning your remains to your home country will be covered under this insurance.

  1. Missing out on medical benefits

In case you fall ill while travelling or get injured, your insurance plan will look after you. It is your insurance provider who will be covering all the expenses incurred for diagnostic tests, medicines, and supplies required for medical purposes, among other medical expenses.

  1. Loss of luggage

When it comes to flight travel, there is always a risk of misplacing your luggage. In such situations, a travel insurance plan comes in handy because the cost of your lost luggage will be reimbursed.

To avail more benefits, it is a smart idea to purchase the travel insurance policy online, let us see how:

  1. Simple booking process

All you need to do is visit your insurer’s website, fill in the required details and you’re good to go. The final step is to make the payment for the insurance policy of your choice.

  1. Super convenient

The process of purchasing online is quick and hassle-free as everything can be done from the comfort of your home. You will need an active internet connection on your smartphone or laptop and you’re ready to look for the best travel plans online. Make a wise decision by choosing one that meets your expectations.

  1. Easy comparison

Comparing insurance policies online gives you a broader picture of the available policies on a single platform. You can decide for yourself which plan is offering the most coverage at the best rate possible.

If you’re an avid traveller, you should definitely consider buying an international or domestic travel insurance plan as per your needs. When you have travel insurance, you tend to enjoy your vacation to the fullest.